What You Need to Know About Airbnb Accidents in Alabama

What You Need to Know About Airbnb Accidents in Alabama

Airbnb has become a reliable alternative to traditional hotels, in large part because of its affordability. Unfortunately, Airbnb’s are not always safe, and if you were injured in an Airbnb accident, you most likely now require financial compensation to help cover the cost of your medical bills, lost wages, and more. Read on and reach out to our experienced Alabama personal injury attorney to learn more about Airbnb accidents and how our firm can help if you’ve been injured in one. Here are some of the questions you may have:

What is Airbnb’s Host Protection Insurance?

Airbnb’s Host Protection Insurance offers Airbnb hosts coverage for up to $1 million in damages. This means that if you sustained a qualifying injury on the premises of an Airbnb, you can sue Airbnb’s insurance policy for up to $1 million in damages, instead of suing the host or landlord directly. That being said, there are certain injuries that do not qualify under this coverage, including those sustained in auto accidents on the premises, injuries due to intentional acts, communicable diseases contracted on the premises, and medical conditions due to asbestos, among others.

What should I do if Airbnb’s Host Protection Insurance does not cover the entire cost of my injury?

When someone sustains a serious injury, it is not uncommon for the damages to exceed $1 million, especially if they have to spend multiple overnights in a hospital, have multiple surgeries, and have to participate in a rehabilitation program. If your injuries exceed $1 million, you should understand that you still have a right to hire an experienced Alabama personal injury attorney who can work to obtain additional compensation that covers the extent of your injuries. Our firm can use pictures of the unsafe condition, witness testimony, a copy of the police report filed at the scene of the accident, medical documents, and more to satisfy the burden of proof on your behalf in an effort to recover compensation that covers the entirety of the cost of your injury.

It is always best to file your claim sooner, rather than later, as there is a statute of limitations in place regarding personal injury claims in Alabama. Since the statute of limitations for personal injury claims in Alabama is, generally, two years, you will, in most cases, have two years from the date of your accident to sue the liable party for your injury. If you wait any longer than three years, you will most likely be permanently barred from suing.

Contact our experienced Alabama firm

Stone Crosby, P.C. has proudly served clients in Alabama for over 100 years. Our firm has experience handling matters including divorce and family law, estate planning and administration, business law, employment law, class actions, consumer protection, business law, real estate law, among many others. If you require quality legal representation, contact our firm today to schedule a consultation.